How much would it cost to insure Disney’s 101 Dalmatians in real life? GoCompare has the figures.

Disney’s ‘Cruella’, featuring Emma Stone in the lead role as Cruella de Vil, was launched earlier this month with high IMDB and Rotten Tomatoes ratings.

The live-action or photorealistic remakes produced by Walt Disney Pictures of its original animated films have become popular in recent years, with Cruella earning an opening £1.9m at the box office.

While Cruella may only want short term dog insurance, this modern adaptation of 101 Dalmatians, had the GoCompare pet insurance experts thinking - How much would it REALLY cost to insure 101 Dalmatians?

...The answer is less than you think! It would cost just over £15,000 for the whole year to insure 101 Dalmatians.

The 101 Dalmatians pack is made up of 99 pedigree puppies and 2 adults, Pongo and Perdita who are estimated to be around six years old. GoCompare calculated that to insure the 101 Dalmatians with lifetime insurance would cost owners Anita and Roger Radcliffe an average annual cost of £154.07 per puppy per year and £437.36 for mum and dad.

Anita and Roger could reduce the cost if they picked insurance with more limited cover, for example ‘accident only’. They might also be able to save money by taking out a multi-pet policy.

Dalmatians have a life expectancy of 12-13 years. The Radcliffe’s also need to consider that Dalmatians are very energetic, so might be at greater risk of injuring themselves over their lifetime. In addition, when treating a large dog, surgery can cost up to twice as much and they’ll need higher doses of medication. 

Hannah Isitt, pet insurance expert at GoCompare, added:  

“Dalmatians are fantastic dogs and have become well known for staring in Disney’s 101 Dalmatians. They are sleek and athletic, starting out as a coach dog but also serving in many other capacities such as a hunter and firehouse dog.

“We have not had an insurance request for so many Dalmatians from a single owner, such as the Radcliffe’s. But we are seeing more requests for multi-pet insurance, particularly through the lockdown period. This type of insurance allows you to have the same cover level for all pets on the policy, which is ideal for those with more than one pet.

“Anyone considering having an additional pet, or getting more than one at once, needs to really consider their lifetime needs and whether they have the means to support it.

“To save money when comparing pet insurance, it’s recommended that you check out what medical conditions your pet could develop - this will help you determine the level of cover your pet needs, such as accident-only, time-limited, maximum benefit, or lifetime. If you already have a pet, it might also be a good time to consider the level of cover your family member requires.”